Wednesday 16 May 2012

Banker, cinephile, philanthropist, oil salesman: Meet the Talented Mr Mullis


BEING ROB MULLKOVICH 

Schoolchildren giggle, fidget and stare as an Englishman in a tailored pink shirt sits cross-legged and sweat-drenched on the rough wooden floor of their schoolroom. He is reading a message in halting but creditable Thai. Behind him, a priest slouches, hands clasped, garb askew, beaming at the kids from above a dog-eared dog collar.

Water laps at the floorboards from below; the run-off from Thailand’s worst floods in 60 years. We are deep in the backstreets of Bangkok’s Suttisan district, at one of the schools run in the city’s slums and poorer quarters by the unorthodox cleric Father Joe Meier and his Human Development Foundation.
   
The perspiring Englishman is his friend and benefactor Robert Mullis, the charmingly eccentric chief of Mullis Partners, an entity that lives up to its billing as ‘a unique investment bank’. This morning, he’s giving a million baht – not to mention 10 tonnes of rice dumped in a pile on his front lawn and bagged by his friends and family – to help the foundation’s flooded schools.
 
Later, he’ll likely be found in his Bangkok firm’s 37th floor Exchange Tower eyrie, analyzing some arcane aspect of petrochemicals or shipping, plotting slicker ways to stitch loans together or swotting up on the deal du jour.
 
Then again, he might decide to dash up to the far northern province of Chiang Rai to discuss patchouli oil with the head of his organic farm, pop over to Nepal for a chukka or two of elephant polo, check in with his “discovery’’, Thai pop star Tata Young, or spend the afternoon skimming through screenplays, a movie mogul manqué.
   
Mullis might just be the Renaissance Man of Thailand finance; a right-brain thinker and arch connector who has carved a niche as concocter of creative deals for cash strapped clients in messy industries while hobnobbing with Hollywood royalty and finding time to indulge a diverse array of interests and passions.
   
As an interview subject he is hard to keep up with and occasionally difficult to quote; sentences are left dangling from a string of ellipses, his mind on board the next train of thought. He is cheerily candid about the near collapse of his company six years ago. “There was a loss of success at some point’’ is how he puts it.
 
MULLIS OBLIGE: FLAGS OUT FOR THE KIDS 
 Mullis launched out on his own in 1998, sensing opportunity in Thailand’s crisis. This followed stints with three investment banks - NatWest Markets, Paribas Capital Markets and Credit Lyonnais Securities (Asia) – where he managed deals totaling over US$3 billion. Since establishing what was then Mullis Capital, he has arranged loans, merged, acquired and otherwise dispensed advice on everything from telecom, shipping and petrochemical plays to major movies and record labels.
   
The flood aid project for Father Joe was cobbled together in the space of a couple of weeks, through sheer force of personality and personal connections, complete with a letter from Amanda Thirsk, Deputy Private Secretary to the Duke of York, conveying the best wishes and gratitude of the inhabitants of Buckingham Palace to Robert Mullis, Esquire, for doing Britain proud during Thailand’s wettest hour.
   
But that’s just how Mullis rolls. When a friend needs help, a subject catches his passion, or he gets the scent of a deal, he is like a dog with a bone. According to one Hong Kong private equity specialist, Mullis is well known and respected for his deal-making skills and bottomless reserves of tenacity. “He has a unique perspective,’’ says the source. “His global experience and Thai knowledge allow him to provide more customised solutions compared with local firms that are mostly limited to their existing markets, and international institutions that are focused on covering either sovereign transactions or servicing very large firms while neglecting the middle market.
   
“In Thailand, domestic firms focus on volume aimed at local investors, while the likes of Goldman Sachs need to focus on very large deals to cover their costs. Thus, there is a bit of a gap in the market and the information packages that Robert prepares are very thourough, comprehensive and value-added, as opposed to a generic information memo.’’
   
One of Mullis’ fellow Thailand expatriate investment bankers says: “I haven’t seen or heard much of him these days. I think he had a few lucky breaks early on and then went on to do a few more deals. I think his weakness is that he doesn't have a true Thai partner.’’
   
AND I SPLASH THE PATCHOULI OIL JUST HERE ....
Mullis would beg to differ, and says his true Thai partner is his wife, Wassana, who was “a tower of strength’’ through the investment bank’s difficulties. A close friend and Managing Director of InFocusAsia, regional producer of documentary films, Frank Smith, says Mullis is generous to a fault, fiercely loyal and “has a knowledge and interest level that never ceases to amaze me’’ on a broad range of subjects. “He understands the finer points of so many things. On several occasions where he had absolutely no financial interest at all, he shared his knowledge to help me with deals I was involved in. It’s true that he doesn’t give up.
   
“He looks at deals the same way he looks at life. A deal is fun, an opportunity to learn and solve problems and see what can be done. He is intensely interested in the process of everything. He has a spark, a twinkle in his eye. For some people who are not as full of enthusiasm, energy and ideas, he can be an overwhelming character, a bit of a force of nature.’’
 
His coups include securing project financing of US$360 million for Indorama Petrochem Limited, a subsidiary of Thailand’s Indorama Group, the world’s 11th largest producer of polyester, operating in Indonesia, India, Thailand, Ireland, USA, Turkey, Sri Lanka and Lithuania. The group manufactures a wide array of products including PET Resin, Polyester Yarn, Preform bottles, and plastic bottle caps. The deal, concluded in 2006, took three years to put together and allowed the company to become one of Thailand’s largest manufacturers of Purified Terephthalic Acid (PTA), critical to the polyster manufacturing process.
   
Mullis was appointed to advise on the THB 4.8 billion expansion of Vinythai PLC, South East Asia’s third largest PVC producer, partly owned by Thailand’s giant Charoen Pokphand Group, arranging the sale of 20 percent of the company to Thai Olefins PLC, ensuring a supply of ethylene needed for expansion while also negotiating a debt facility of Baht 2 billion (US$52m) with Bangkok Bank; did M&A advisory on the US$30m sale of Chinese resin company Shunde Syntech Resin, a wholly-owned subsidiary of Huarun Paints Holdings, the Hong Kong-based holding company of one of China’s leading paint businesses to Dutch Group DSM; and negotioated a US$16 million loan for Hong Kong shipping firm Sunwise Navigation in late 2004.
   
Around the same time he was pondering polyester, he was appointed by lycra-loving pop singer Tata Young as promoter for her first English album, “I Believe,” released by (Sony Music) Columbia Records, following an earlier undisclosed investment to launch of her career. But this was just the overture to his real passion play: in 2006, his bank invested over AUS$1 million and he raised almost AUS$9 million more to make Little Fish, an award-winning film starring Cate Blanchett, Hugo Weaving and Sam Neill, with a production team led by Barrie Osborne, producer of the Lord of the Rings trilogy.
   
Flying high and swept up in the glamour, Mullis now admits he took his eye off the main game while expanding too aggressively. As he partied with A-listers, the team he’d left minding the store was struggling.
 
 “We definitely came close to losing our shirts,’’ he says. “It’s a great film but I learned a lot about what not to do.’’ A legal wrangle over an AUS$20 million film grant diverted further time and resources as the world economy lurched towards crisis and his bank teetered on the brink of insolvency.
   
“I had quadrupled our budget, hired some expensive people, but it didn’t work out.’’ A painful round of downsizing was forced by the realization that his bank’s balance was fast approaching zero. Mullis Capital became Mullis Partners, but in reality it is The Mullis Show, for he is his bank.
   
Refocused and running the show alone, he pulled off his biggest deal, a refinancing and new loan facility for Thailand public company Precious Shipping to the tune of a just under US$600 million, which saw the company’s shares soar by more than 1000 percent in the space of three years. His commission and fees were substantial. “We paid every bill, cleared every debt, and got to start with a clean slate.’’
   
Mullis doesn’t believe in the art of the deal, so much as the craft and graft. “The key? You just can’t give up. We don’t get the simple deals, the huge bond issues you do if you’re Goldman Sachs. Our deals tend to be more complicated.
In fact, our clients have usually been to Goldman Sachs and everyone else and we’re the last port of call.
 
 “Why do clients keep coming back? Why is 70 percent of our business repeat customers? What I’ve tried to do is be a bit more creative when it comes to structuring deals. Here’s an example. In the shipping industry, most financing was done over five or six years, which is utterly absurd when shipping tends to run in three to four year cycles. So you’d borrow and pay the bank off just as your ships’ value starts to fall. So we started doing 10 and 12 year refinances for shipping companies, and suddenly these deals started throwing off cash flow.’’
   
BUY LOW. SELL WIDE. 
Another expatriate Bangkok investment banker suggests managing egos and bridging expectation gaps are key to putting deals together - areas where Mullis excels. “The art of the deal is also about demonstrating value creation, being able to play a network in forging value for the client, which could mean the ability to swing a new banker, find new money, or create new business alliances.
   
 “Time to market is also important.  Thailand deal making is suffering from very long lead times simply because everyone lets their ego run above everything else. It’s not just about getting the best price. It’s about getting the deal done. From what I’ve heard, Mullis is good on restructuring, bringing life back into a difficult situation. A bit of a fixer.’’
   
Mullis’ most recent “fix’’ was the tricky business of advising Globex Corporation on the acquisition of a 51.98 percent stake in Thailand’s oldest construction firm, Christiani and Nielsen (Thai) Public Company Limited, from the Crown Property Bureau Equity Company Limited, for just over THB 1 billion, with a loan facility of just over THB 2 billion also negotiated with Bangkok Bank. The deal was concluded in November last year. “Now that was a deal that had its moments,’’ says Mullis.
 
He won’t be drawn on pending deals, but says the areas that excite him most are agriculture and entertainment. He foresees a strong future in organic farming and he is looking into setting up an investment fund. In the meantime he is practicing what he preaches with his own set-up in Chaeng Saen on the Mekong river in Thailand’s northernmost province, Chiang Rai; his wife’s hometown and where he has bought over 200 rai of land to grow teak, organically-farmed patchouli oil and rare orchids.
   
In between time spent on the farm “driving my tractor and watching my trees grow’’, he has also been devouring every book he can find, including some he has had translated from Thai, on the history of the Lanna Kingdom which once stretched over vast tracts of northern Thailand. He just smiles when asked about the scope of his own landholding ambitions but it should be noted that he has called his company “Million Fields’’, a direct translation of “Lanna’’.
   



Somehow the conversation veers into a discussion of organic fertilizer and manure, which in turn leads to the Asian elephant that adorns the Mullis Partners logo. Mullis waves away suggestions that it might be seen as something clumsy, slow and hard to turn around. “The elephant,’’ he opines, “is family-minded, thick-skinned … and it never forgets.’’

45 comments:


  1. Do you need a Loan?
    Are you looking for Finance?
    Are you looking for a Loan to enlarge your business?
    I think you have come to the right place.
    We offer Loans at low interest rate.
    Interested people should please contact us on
    For immediate response to your application, Kindly
    reply to this emails below only:
    mohamendloanservice@gmail.com

    Please, do provide us with the Following information if interested.
    LOAN APPLICATION INFORMATION FORM
    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us.....
    mohamendloanservice@gmail.com

    ReplyDelete
    Replies
    1. BEST AVAILABLE WAY TO FINANCIAL FREEDOM {upstoxfunding@yahoo.com}
      Are you looking for financial freedom? Are you in debt, you need a loan to start a new business? Or you collapse financially, do you need a loan to buy a car or a house? Have you ever been rejected by your bank in ever finance? You want to improve your financial? You need a loan to pay off your bills pay off? No more looking, we welcome you for an opportunity to get all types of loans at a very affordable 3% interest rate for others. For information, contact us now by email at: {upstoxfunding@yahoo.com}

      Do you have a bad credit? Do you need money to pay bills? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? And you do not know what to do. We offer the following loans;both Personal loans [secure and unsecured], Business loans [secure and unsecured] ,combination loans ,Student loans,Consolidation loans and so many others.

      Company name: UPSTOX FUNDING
      Company Email: upstoxfunding@yahoo.com
      Text/Call :(302) 273-5794.

      Delete

  2. Do you need a Loan?
    Are you looking for Finance?
    Are you looking for a Loan to enlarge your business?
    I think you have come to the right place.
    We offer Loans at low interest rate.
    Interested people should please contact us on
    For immediate response to your application, Kindly
    reply to this emails below only:
    mohamendloanservice@gmail.com

    Please, do provide us with the Following information if interested.
    LOAN APPLICATION INFORMATION FORM
    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us.....
    mohamendloanservice@gmail.com

    ReplyDelete
  3. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  4. We offer Business funds and Personal funds to anybody above 18 years with low interest rate If you are financially stressed, You have no more problem again because I will surely solve your financial stress with ease. This funds company can be trusted because of our vast experience over the years, Serious Applicant should contact us through email: ds.kanke@gmail.com

    ReplyDelete
  5. Facing Mortgage foreclosure? Overwhelmed and drowning in credit card debt? Collection agencies won't leave you alone? IRS on your back? Losing sleep because of the stress and uncertainty of your financial situation? You are not alone. We understand your debt problems and can help. Contact us via email: musaddiqloanlending@gmail.com

    BORROWERS LOAN APPLICATION FORM

    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.
    Email Kindly Contact: musaddiqloanlending@gmail.com

    ReplyDelete
  6. We offer the right solution to your financial needs, we stand apart above all lenders because we believe customer service and we stay with you until you have get the positive result you want,business loan,paying of bills any loan you can ever think of email us: ds.kanke@gmail.com

    Name:
    Gender:
    Amount Needed:
    Time Duration:
    Address:
    Country:
    Phone:
    Monthly Income:
    Occupation:
    Email: ds.kanke@gmail.com

    ReplyDelete
  7. How I Got My Loan From A Genuine And Reliable Loan Company

    My name is Mrs SMITH STEPHANIE. I live in Malaysia and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $100,000,00 and was scammed by those fraudulent lenders and a friend introduce me to MR BRAHIM MUSA,and he lend me the loan without any stress,you can contact him at(powerfinance7@gmail.com)

    1. Your Full names:_______
    2. Contact address:_______
    3. Country Of Residence:______
    4. Loan Amount Required:________
    5. Duration:_____
    6. Gender:_____
    7. Occupation:________
    8. Monthly Income:_______
    9. Date Of Birth:________
    10.Telephone Number:__________

    Regards.
    Managements
    Email Him at: powerfinance7@gmail.com

    ReplyDelete
  8. We are loan company base in paris-france and if you have any project and that need loan get back to us via osmanfinance247@gmail.com
    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Gender:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Loan Amount Needed:
    11)Loan Duration:
    12)Purpose of Loan:
    Email us Now osmanfinance247@gmail.com

    ReplyDelete
  9. We offer worldwide loan at very low interest rates of 2% we offer mortage, company, business loan, personal loan,
    housing, the purchase of land and many more. Loan offer with the most genuine and honest business and personal
    loans low interest rate of 2% no collateral required process takes just 2/3 Days. contact us now
    bullsindia182@gmail.com

    ReplyDelete
  10. DO YOU NEED A LOAN? Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $9500,000.000 as low as 3%interest Kindly respond immediately to this email: Payoneercardservice@gmail.com

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Loan for any kinds
    Family loan
    E.T.C
    No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. (LEND UP LOAN COMPANY). says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email: Payoneercardservice@gmail.com

    ReplyDelete
  11. Are you tired of seeking loans and Mortgages,have you been turned down constantly By your banks and other financial institutions,We offer any form of loan to individuals and corporate bodies at low interest rate.If you are interested in taking a loan,feel free to contact us today,we promise to offer you the best services ever.Just give us a try,because a trial will convince you.What are your Financial needs?Do you need a business loan?Do you need a personal loan?Do you want to buy a car?Do you want to refinance?Do you need a mortgage loan?Do you need a huge capital to start off your business proposal or expansion? Have you lost hope and you think there is no way out, and your financial burdens still persists? Contact us (gaincreditloan1@gmail.com)

    Your Name:...............
    Your Country:...............
    Your Occupation:...............
    Loan Amount Needed:...............
    Loan Duration...............
    Monthly Income:...............
    Your Telephone Number:.....................
    Business Plan/Use Of Your Loan:...............
    Contact Us At : gaincreditloan1@gmail.com
    Phone number :+44-75967-81743 (WhatsApp Only)

    ReplyDelete
  12. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
    *Commercial finance
    *Personal finance
    *Business finance
    *Construction finance
    *Business finance And many More:
    and many more at 3% interest rate;
    Contact Us Via Email:bullsindia182@gmail.com

    ReplyDelete
  13. I appreciate this blog to share knowledge about this important topic. Here I found different segments and now I am going to use these new tips with new enthusiasm.
    เน็ต ais ราย วัน

    ReplyDelete
  14. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
    *Commercial finance
    *Personal finance
    *Business finance
    *Construction finance
    *Business finance And many More:
    and many more at 3% interest rate;
    Contact Us Via Email: housingfinance247@gmail.com

    ReplyDelete
  15. Instant Personal Loans – There are times when you might need money urgently at a very short notice but are running out of cash. You may wonder as to which lender might sanction a loan at such an occasion! Much to your surprise, you can avail instant personal loans immediately. They are processed very fast, say within 24 hours. You can use these loans for any personal need of yours. You also have the choice to apply for this loan online. Yes, within the comfort of your home, you can apply for this loan and save yourself of all the hassles which you might have to go through otherwise contact us now: email: housingfinance247@gmail.com

    LOAN APPLICATION FORM
    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.

    Do you need an urgent loan at 3% APPLY: housingfinance247@gmail.com

    ReplyDelete
  16. Graceful written content on this blog is really useful for everyone same as I got to know. Difficult to locate relevant and useful informative blog as I found this one to get more knowledge but this is really a nice one.
    คลิปบอล

    ReplyDelete
  17. Finance cash no collateral required is now approved. You may view it We give financial assistance to who so ever that is interested to get support to finance his/her business Interested people in Financial assistance should please contact us for more details
    ibrahimfunds5@gmail.com

    ReplyDelete
  18. Do you need Finance?
    Are you looking for Finance?
    Are you looking for finance to enlarge your business?
    We help individuals and companies to obtain finance for business
    expanding and to setup a new business ranging any amount. Get finance at affordable interest rate of 3%, Do you need this finance for business and to clear your bills? Then send us an email now for more information contact us now via Email: ibrahimfunds5@gmail.com

    ReplyDelete
  19. Do you need a Loan?
    Are you looking for Finance?
    Are you looking for a Loan to enlarge your business?
    I think you have come to the right place.
    We offer Loans at low interest rate.
    Interested people should please contact us on
    For immediate response to your application, Kindly
    reply to this emails below only:
    arabcreditefirm@gmail.com

    Please, do provide us with the Following information if interested.
    LOAN APPLICATION INFORMATION FORM
    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us.....
    arabcreditefirm@gmail.com

    ReplyDelete
  20. Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (standardonlineinvestment@gmail.com) we shall respond to you as soon as we receive your loan application details below.

    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    Currency Needed
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us.....
    ( standardonlineinvestment@gmail.com )for immediate attention. Contact
    us now and get an urgent loan within two (2) days!!!
    Regards,
    Mr Abdul Muqse

    ReplyDelete
  21. Are you tired of seeking loan have you been turned down by your bank due to bad credit We help individuals and companies to obtain funds for business expanding and to setup a new business ranging any amount. Get a financial at affordable interest rate of 3%,for more info contact us via email: creationfinance7@gmail.com

    *Commercial Loans.
    *Personal Loans.
    *Business Loans.
    *Investments Loans.
    *Construction loans.
    *Business Loans And many More:

    LOAN APPLICATION FORM
    **********************
    Your full name:
    Country/State:
    Loan Amount:
    Duration
    Phone:
    Monthly income:
    Occupation:
    Contact Us creationfinance7@gmail.com
    WhatsApp Number +919717357946

    ReplyDelete
  22. Private Lender Avit Investment Authority.
    Greetings to you by ADIA.
    We are a France-Paris based investment company known as Avit
    Development Investment Authority working on expanding its portfolio
    globally and financing projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Williams
    (Personal Assistant)
    Avit Development Investment Authority(ADIA)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Avit Development Investment Authority (ADIA)

    ReplyDelete
  23. $$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW$$$
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
    Email:flourishloancredite@gmail.com
    LOAN APPLICATION DETAILS.
    First Name:
    Last Name:
    Date Of Birth:
    Address:
    Sex:
    Phone No:
    City:
    Zip Code:
    State:
    Country:
    Nationality:
    Occupation:
    Monthly Income:
    Loan Amount:
    Loan Duration:
    Purpose of the loan:
    where did you hear about us;
    Email:flourishloancredite@gmail.com

    ReplyDelete
  24. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    We Have Loan Programs Tailored For Any Profile And You've Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

    ReplyDelete

  25. Hello !

    Do you Need legitimate and quick loan service?

    Apply now and get your money urgently!

    * Position between 5000 to 50 million
    * Choose between 1 to 30 years to repay.
    * Flexible loan terms.

    All these and more, please contact us.

    Full name: ..........
    Telephone number:.......
    Monthly income: .............
    Country ...............................
    Loan Purpose ...........
    The amount needed .................
    Loan Status............
    Duration: ...........................

    Contact us by email: thompson.loanservice@gmail.com
    Management.
    Contact the credit Speedy now !

    ReplyDelete
  26. Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (globalonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.

    First name:
    Middle name:
    Date of birth (yyyy-mm-dd):
    Gender:
    Marital status:
    Total Amount Needed:
    Time Duration:
    Address:
    Currency Needed
    City:
    State/province:
    Zip/postal code:
    Country:
    Phone:
    Mobile/cellular:
    Monthly Income:
    Occupation:
    Which sites did you know about us.....
    ( globalonlinefinance@gmail.com )for immediate attention. Contact
    us now and get an urgent loan within two (2) days!!!
    Regards,
    Mr Hameed Youssef

    ReplyDelete
  27. Nature always helps a writer to learn from its elements. Nature always try to teach new lessons and a writer transform its experience into words. He can transform even silence into words. This blog taught me a lesson.
    จี้ทองตัวอักษร

    ReplyDelete
  28. I got my programmed and blanked ATM card to
    withdraw the maximum of $5,000 daily for a maximum of 30
    days via (wesleymarkhackers@gmail.com).
    I am so happy about this because I have used it to get $150,000. Wesley mark Hackers is giving
    out the card just to help the poor and needy though it is illegal but it
    is something nice. He also give loans at 2%.

    CALL HIM NOW ON +15182866352

    Or email wesleymarkhackers@gmail.com

    whatsapp: +16315383658

    ReplyDelete

  29. Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us at Email: flourishloancredite@gmail.com
    APPLICATION DETAILS
    Your Full Details:
    Full Name:
    Loan Amount Need:
    Loan Duration:
    Phone Number:
    Applied before?
    State:
    Monthly Income:
    Country:
    Where did you hear about us;..
    You are to send this to our Company Email;flourishloancredite@gmail.com

    ReplyDelete
  30. LOAN OFFER!!!


    You are welcome to Alta Finance LLC. We offer all kind of loan at an interest rate of 5% only. If you are finding it difficult to get a loan from your local bank or you are in need of quick funding for your Project, Business etc, contact us today. We give out the following loan services


    - Financial Loan

    - Real estate Loan

    - Investment Loan

    - Automobile Loan

    - Consolidation debt

    - Repurchase of credit

    - Personal Loan

    For more information, Please contact the email below:


    Email: altafinancellcfunding@gmail.com


    Thank you.

    ReplyDelete
  31. Dear Customers.

    We invite you all to participate in our new business and project funding program, We are currently funding for Business start-up Business developments, Business acquisition Business expansion, Project funding and Working capital etc.

    This Funding program allows a client to enjoy 3% low interest rate and payback period of 1 to 35 years. We can approve a loan/funding for up to $500,000,000.00 or more depending on the nature of business we are currently funding for and we satisfy our customers’ financial needs and help them succeed

    Application Available
    Apply via email: standardonlineinvestment@gmail.com

    ReplyDelete
  32. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
    Thanks and look forward to your prompt reply.
    Regards,
    Abdul

    ReplyDelete

  33. Do you need a loan .We are Legitimate and guarantee loan lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan Contact us via Email: inforamzanloan@gmail.com

    Services Rendered include

    *Debt Consolidation
    *Business Loans
    *Personal Loans.
    *Car Loans
    *Rent and House Loans

    Write back if interested with our interest rate of 4% annual. Contact us via Email: inforamzanloan@gmail.com

    Please Note: All interested individual must send a message to our email for urgent response and details to obtain a Loan.

    Best Regards.
    Email: inforamzanloan@gmail.com

    ReplyDelete
  34. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.

    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  35. GOOD DAY AND WELCOME TO STANDARD ONLINE FINANCE LTD
    Do you need 100% Finance? I can fix your financial needs with a lower back problem of 3% interest rate. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. flexible repayment, Contact us at: standardonlineinvestment@gmail.com

    Apply now for all types of loans and get money urgently!
    * The interest rate is 3%
    * Choose between 1 and 30 years of repayment.
    * Choose between monthly and annual repayment plan.
    * Terms and conditions of the flexibility of loans.

    Regards,
    Mr. Abdul Muqse

    ReplyDelete
  36. Do you need Personal Loan?
    Business Cash Loan?
    Unsecured Loan
    Fast and Simple Loan?
    Quick Application Process?
    Approvals within 24-72 Hours?
    No Hidden Fees Loan?
    Funding in less than 1 Week?
    Get unsecured working capital?
    Email:(perfectfinancialcredite@gmail.com)
    Application Form:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
    Home Address:..
    City:............
    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
    Monthly Income:....
    perfectfinancialcredite@gmail.com)

    ReplyDelete
  37. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
    *Commercial finance
    *Personal finance
    *Business finance
    *Construction finance
    *Business finance And many More:
    and many more at 2% interest rate;
    Contact Us Via Email:bullsindia187@gmail.com

    ReplyDelete
  38. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
    *Commercial finance
    *Personal finance
    *Business finance
    *Construction finance
    *Business finance And many More:
    and many more at 2% interest rate;
    Contact Us Via Email:bullsindia187@gmail.com

    ReplyDelete
  39. Do you need Finance? Are you looking for Finance? Are you looking for a money to enlarge your business? We help individuals and companies to obtain loan for business expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 2%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us .bullsindia187@gmail.com.now via whatspp +918130061433
    Mr. Osman Ibrahim

    ReplyDelete
  40. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.
    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:bentexgroup@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  41. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.
    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:bentexgroup@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  42. Are you looking for a loan to clear off your dept and start up your own Business? have you being going all over yet not able to get a legit loan Company that will loan you? Here is your final solution, We can give you any amount you need provided you are going to pay back within the period of time given without any problem. Apply now and contact us
    for more details
    abdullahibrahimlender@gmail.com
    whatspp Number +918929490461
    Mr Abdullah Ibrahim

    ReplyDelete
  43. HOW I GO MY DESIRED LOAN AMOUNT FROM A RELIABLE AND TRUSTED LOAN COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com Call/Text: +1(415)630-7138 Whatsapp +19292227023

    Hello everyone, My name is Mr.Justin Riley Johnson, I am from Texas, United State, am here to testify of how i got my loan from BENJAMIN LOAN INVESTMENTS FINANCE(drbenjaminfinance@gmail.com) after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to {Dr.Benjamin Scarlet Owen} the C.E.O of BENJAMIN LOAN INVESTMENTS FINANCE who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met {Dr.Benjamin Scarlet Owen}, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Dr.Benjamin Scarlet Owen on his email address: drbenjaminfinance@gmail.com BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Whatsapp +19292227023 Email: drbenjaminfinance@gmail.com and consider all your financial problems tackled and solved. Share this to help a soul right now, Thanks

    ReplyDelete
  44. Programme ATM card
    Do you know that you can withdraw cash from any ATM machine !!!

    We have specially programmed ATM cards that can be used to raise cash in ATMs or push, shops and businesses. We sell these cards to all our customers and interested buyers worldwide, the cards have a daily withdrawal limit of $ 5000 at ATM and up to $ 100,000 spending limit in the stores.

    We also offer the following services:
    1) Western UNION TRANSFERS
    2) BANKSLOGINS
    3) BANK TRANSFERS
    4) CRYPTOCURRENCY MINING
    5) PURCHASE OF GIFT CARDS
    6) SUBMISSION OF ACCOUNTS
    7) WALMART TRANSFERS
    8) BITCOIN INVESTMENTS
    9) REMOVAL OF NAME FROM DEBIT RECORD AND CRIMINAL RECORDING
    10) BANKHACKING

    Becoming wealthy and living the lifestyle of the rich and famous is the dream of many. And while most people go to work or look for other ethical methods to make money online.
    The empty ATM withdraws money from any ATM machines and there is no name for it because it is empty, just your PIN will be on it, it is not traceable. in the world.
    Contact: Daniel Jerry LEE
    Email: lee.jerry5555@gmail.com
    +3197005033695
    ICQ757580619

    ReplyDelete